7 Most Affordable Places to Live in Oregon in 2022

7 Most Affordable Places to Live in Oregon in 2022

What comes to mind when you hear the word “affordable”? What’s the most important thing? The price, security, or the breathtaking scenery? Learning the value of a dollar is critical to your success in life. When looking for a great place to live, good food, and a low cost of living, no one wants to worry about it every day. If you decide to stay in Oregon, you won’t have to worry about much.

According to the stereotype, Oregon cities are populated by high-end vegan restaurants, hipster Portlanders, and wealthy outdoor enthusiasts. This is not the case at all. While this may be the case in some Oregon cities, the hippies and health-conscious residents of the state’s Pacific Northwest region disagree. With a wide range of options for all income levels, even more, affordable cities are in Millenial-land in Oregon.

Oregonians have a lot in common when it comes to their state’s natural beauty and way of life. If you’re looking for a low-cost place to live that’s still close to some of the best scenery in the country, look no further than the towns and cities of Oregon. Here are seven affordable places to live in Oregon this year.

Coos Bay, Oregon

Coos Bay, the southern Oregon coast’s largest city, has a temperate climate and a welcoming community. Beautiful bay views and many outdoor activities abound in this sleepy seaside town.

You can go hiking, fishing, biking, crabbing, and more. The Oregon Dunes National Recreation Area is nearby, and Cape Arago State Park is an excellent place to see seals and whales.

Coos Bay has a median home price of $190,700 and a median household income of just under $40,000. However, finding a property in this area can be a gamble. So, if you’re interested in living in Coos Bay and finding a home you like, act quickly because it’s one of Oregon’s most affordable cities. Around $636 is the average monthly rent for an apartment.

With a population of more than 16,000 and located on the Oregon coast, Coos Bay is the state’s largest city. The city is situated at the confluence of the Coos River and the Pacific Ocean’s Coos Bay, making it a regional center for the South Coast region. With an average annual rainfall of 64 inches, Coos Bay has a mild marine climate. The most rain falls during November and January, and snow is scarce.

People living in this town can enjoy breathtaking views of the bay and oceanfront activities like hiking and fishing within a few minutes’ drive. Cape Arago State Park, which is located just one mile south of Coos Bay, is a great place to see whales, seals, sea lions, and tidepool life.

It takes less than a half-hour to reach Bandon Dunes Golf Resort, a nationally recognized facility near Oregon Dunes National Recreation Area.

Baker City

In eastern Oregon’s high desert, Baker City is an excellent option for homebuyers who want to live in one of the state’s most affordable areas. Baker City is located close to the Elkhorn Mountains and the Powder River, which offer a variety of hiking, camping, and fishing opportunities. You can also find Gold Rush-era buildings in the town.

Near the eastern edge of Oregon, Baker City is a city of about 10,000 people located in Baker County. About two-thirds of the county’s residents live in the city. Similar in size to other towns like Ontario or Prineville, Baker City is the state’s 50th-largest city.

Baker City, Oregon

According to US Census and PSU estimates, Baker City’s population has grown by just over 1% since 2000. As a result, Baker County’s population has grown by only 1% since 2000, compared to a 24% increase in the state’s overall population. In 2020, Baker City had 4,300 residents, up from 4,040 in 2000.

Families will make up 58% of all households in 2020, down from 65% in 2000. Baker County (62% of households) and the state both have a higher percentage of single-parent families than the city (63 percent ). The average household size may have shrunk during this period, but it remains consistent with the county as a whole.

Baker City, which has a median home price of $357,500, has seen a surge in interest. Despite this, the average cost of a home here is still relatively low. Manufacturing, retail, and social assistance are all industries with many job opportunities.

Albany, Oregon

One of the most affordable cities in Oregon, Albany is known for its scenic river views, vibrant arts and culture scene, historic homes, and numerous covered bridges. You can also find Queen Anne Victorian homes and antique shops in Albany.

To put it simply, Albany is Oregon’s twelfth-largest city, located in Linn County. Just east of Corvallis and just south of Salem, Albany sits at the confluence of both Calapooia River and Willamette River in both Linn and Benton Counties. Around 1848, settlers established this city, primarily a farming and manufacturing center. Albany had a population of 56,472 as of the most recent United States Census.

Albany is governed by a council-manager system, with an unelected city manager working full-time. More than 30 parks and trails, a senior center, and numerous cultural events, such as the Northwest Art & Air Festival, River Rhythms, and Summer Sounds and Movies at Monteith, are all available to the city’s residents in the area. Additionally, the city’s economy relies heavily on retail trade, health care, and social assistance. The Central Albany Revitalization Area has been instrumental in the city’s efforts to revitalize the downtown shopping district in recent years.

Within easy reach of some of the Willamette Valley’s most expensive and level spots, Albany is a fishing, water skiing, and off-road riding hotspot. Every year, the town hosts a hot-air balloon festival. Albany has a median home price of $275,200, making it an affordable place to live.


Hillsboro, a thriving city just west of Portland, is also a great place to call home because of its low cost of living. High-tech companies like Intel, Epson, and Yahoo! have a strong presence in Hillsboro, known as “The Hub City.” Hillsboro, which has a vibrant arts scene and a ring of sequoia trees around its historic courthouse, is a short light rail ride from Portland. You can find numerous renowned wineries in the area as well.

The population of Hillsboro, Washington County’s largest city, is more than 101,000. It is also one of the state’s oldest settlements. The town has several parks and sports fields, and the Hillsboro Hops, a minor league baseball team, play in a state-of-the-art stadium in the city.

In addition to sports, Hillsboro has a slew of other things to do. Birdwatchers and nature lovers alike flock to the Jackson Bottom Wetlands Preserve, which attracts hundreds of species of birds each year, as well as several unique museums, including the Five Oak Museum and Rice Northwest Museum.

With a dedicated MAX light-rail stop near the airport, the Washington County Fair Complex is a hub for many of Tualatin Valley’s most popular annual events, including the Washington County Fair. In the works is Tualatin Valley’s first conference center, Wingspan Events and Conference Center. This new facility will attract more significant events and meetings to the area.

According to the most recent data available, Hillsboro has a cost of living index of 121, which is 1.2 times higher than the national average of 100. Hillsboro’s cost of living index is 1.0 times higher than Oregon’s (119) compared to only Oregon.

Hillsboro’s cost of living is the 4th lowest in Oregon, out of 6,418 places studied. As a result, Hillsboro should be considered Beaver State’s 1,560th most expensive city. Hillsboro, Oregon’s largest city, has a median home price of $396,122. Compared to other cities in the Portland area, this is surprisingly affordable.

Creswell, Oregon

Creswell, Oregon, sits just south of Eugene and has a low cost of living and a wide variety of affordable homes. It’s a small town with a median home price of $189,500, but it’s still a peaceful place to call home.

Camping, adventure, and tranquility abound near Oregon’s wine region in this quaint town. Additionally, the Creswell area is known for its farm-to-fork dining and picturesque country roads and pastures filled with sheep, trees, and vines.

Even if you live in one of the most expensive states in America, you’ll have difficulty believing it. Creswell’s median price of a home is $240,600, which is the second most expensive on this list. Despite this, the median household income in Creswell is $72,305, keeping the city’s price-to-income ratio among the state’s top ten. Even though Creswell has the most expensive median rent in Oregon ($1,116), it’s still a good deal for a city of its size.


Known for its watermelons, Hermiston, Oregon, is a popular destination in Umatilla County. It’s a part of their branding. Compared to the rest of Oregon, Hermiston’s cost of living is a lot lower. The cost of living in Hermiston is 11.2% lower than the national average. Hermiston’s average house price is $148,200.

Hermiston, Oregon’s most affordable city, is just a short drive from Umatilla. Similar to Umatilla, Hermiston offers an abundance of low-cost outdoor recreation options. Jobs in Hermiston are plentiful because the city’s primary industries are food processing and distribution, so those with relevant experience should have no problem finding work in the area. Hermiston’s affordability is strong across the board, but its low rent sets it apart. On average, Hermiston residents spend less than half of their disposable income on rent, which ranks fifth in the state of Oregon.

Hermiston is a budget-friendly destination with a plethora of outdoor recreation opportunities. Located in the heart of the Columbia Basin, this Oregonian town has a thriving festival scene and a plethora of parks and recreation facilities.

There is a 1.0x difference between Hermiston’s overall cost of living index and the national index of 100. The cost of living in Hermiston is 0.8 times lower than living in Oregon.

Hermiston, Oregon, has the second-lowest cost of living among the 6,418 cities and towns in the state. Hermiston is the 3,818th most expensive city in the Beaver State, based on its median household income.

Woodburn, Oregon

It is located at the northern end of Oregon’s Willamette Valley, known for its rolling hills and beautiful scenery. Woodburn, Oregon, a small town just south of Portland, is proud of its diverse culture. It’s a small town with a charming downtown area and plenty of retail options. Take a hot air balloon ride over the heart of the Willamette Valley to get a bird’s-eye view of the area.

Residents of Woodburn are particularly fond of their blooms, thanks to the area’s ideal conditions for both wine and flowers. Al’s Garden Center, a local family-owned business since 1948, is one of many flowers and plant businesses in the area. The Wooden Shoe Tulip Festival is held each year in Woodburn. Located only 20 minutes from town, the Oregon Garden is a public botanical garden with 80 acres.

A celebration of farmworkers and the end of the harvest season has been a staple of Woodburn’s annual Fiesta Mexicana since 1964.

There are 26,078 residents in Woodburn, and the Woodburn Premium Outlet Mall is a massive shopping complex that houses names like Nike, Adidas, Guess, and Coach.

Woodburn has a median home value of $264,800 and an average rent of $935 per month.


Oregon is a beautiful place to live in, with many business centers, recreational centers, and business opportunities. If you’re looking for the safest and most affordable places to live, this article is the right read for you. 


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